Interest rates listed below are effective December 28, 2022.

Rates are subject to change.

Not all available terms and rates are listed for Financial Trust Bank certificates of deposit and loans. Other rates and terms are available.

For additional product or rate information, please contact the nearest Financial Trust Bank community office at (202) 555-0737 or +1202-555-0737.

Savings Accounts

IRA Savings Account Dollar Range Annual Percentage Yield
Tier 1 $10,000+ 0.15%
Tier 2 $500-9999.99 0.15%
Tier 3 $1-499.99 0.15%

Checking Accounts

YourWay Premier Dollar Range Annual Percentage Yield
Tier 1 $5000+ 0.05%
Tier 2 $1500-4999.99 0.05%

Money Management Accounts

Money Management Account Dollar Range Annual Percentage Yield
Tier 1 $500,000+ 1.51%
Tier 2 $250,000-499,999.99 1.41%
Tier 3 $100,000-249,999.99 1.31%
Tier 4 $50,000-99,999.99 1.26%
Tier 5 $25,000-49,999.99 1.00%
Tier 6 $2,500-24,999.99 1.00%

Account Disclosures - Truth in Savings(Reg DD) and Terms & Conditions

Certificates of Deposit

CDs* Dollar Range Annual Percentage Yield
24-month CD $5000-24,999.99 2.35%
24-month CD $25,000-99,999.99 2.40%
36-month CD $1000-4999.99 2.60%
36-month CD $5000-24,999.99 2.60%
36-month CD $25,000-99,999.99 2.65%

* Certain new money restrictions apply.

Loans

Auto Loans Annual Percentage Rate
4 year Auto Loan As low as 6.50%
5 year Auto Loan As low as 6.45%
6 year Auto Loan As low as 6.40%
Home Equity Loans Annual Percentage Rate
5 year Fixed Rate As low as 5.70%
10 year Fixed Rate As low as 5.60%
15 year Fixed Rate As low as 5.80%
Lines of Credit Annual Percentage Rate
FlexLOC 12-month Intro Rate  4.50%
Personal Line of Credit Annual Percentage Rate
Personal Line of Credit As low as 14.50%

NOTICE: YOU ARE LEAVING F&M TRUST!

You are now leaving the Financial Trust Bank website. Links to third-party sites are provided for your convenience. Such sites are not within our control and may not follow the same privacy, security or accessibility standards as ours. Financial Trust Bank neither endorses nor guarantees offerings of the third-party providers, nor is Financial Trust Bank responsible for the security, content or availability of third-party sites, their partners or advertisers.